In term of a loan, there are two options of loan can be taken for business, long-term funding like LAP (Loan against property) or to go for flexible funding like Cash Credit (CC) or Overdraft (OD) that operates in the shorter period of time. The flexible fund is gaining popularity because flexible funding gives the […]
The Best Ways to Start to Rebuild Credit Score after a Bankruptcy
Any business or individual who has to file for bankruptcy will definitely go to see a negative impact on their credit score. The reason is that the lenders rely on the credit score as one of the consideration for approval in loan and credit at any interest rate. The credit score normally ranges from 300 […]
What are the Differences between Demand Deposits and Term Deposits?
The term of deposits is often used in many financial institutions such as the bank. These are part of their products and services they offered. Bank deposit can be divided into 2 major categories, namely demand deposits and term deposits. In short, a demand deposit is a sum of money or fund given to the […]
Credit Cards and Debit Cards: What are the Differences?
Both cards we used them in the daily basis and offer convenience in term of payment. The primary difference between a debit card and a credit card account is where the cards draw the money. A debit card takes it from banking account and a credit card charges it to the line of credit. Before going […]
What is Certificate of Deposits?
A Certificate of Deposit (CD) is a saving certificate with a fixed maturity date, specified fixed interest rate and can be issued in any denomination aside from minimum investment requirement. CDs are generally issued by commercial banks, credit unions and thrift institutions. A CD restricts access to the funds until the maturity date of the […]
Bitcoin vs Goldcoin
The most apparent differences between Bitcoin and Goldcoin is its physique. The Bitcoin is digital and Goldcoin is physical. But not only these, there are much more than that. History Bitcoin is a coded, crowd-sourced currency that found in 2009 and known as the world’s first cryptocurrency. Bitcoin was found by Satoshi Nakamoto. Cryptocurrency means […]
How to Analyse Using Google Analytics?
Anyone who owned a website can use Google Analytic, one of the powerful tools to analyse website visitor. Through Google Analytic the number and the location of the visitor are known thus it enable to further analyse to increase the number of visitors. Google Analytic is able to analyse as follows: The source of the […]
Considerations for Selecting A Financial Planner
Financial planners are qualified professionals who advise clients -individuals and corporations – meet their long-term financial objectives. Their assistance including analysing the on financial status and setting the program to achieve the goal, through means such as save, invest, and grow their money. These professionals can help tackle a specific financial goal—such as readying yourself […]
Microeconomic vs Macroeconomic: What’s the Difference?
The easiest way to distinguish between macroeconomic and microeconomics is the scale. Macroeconomics deals with the bigger picture of the economy and how the overall economy works. It involves the study of employment, gross domestic bruto and inflation. It is part of the policy and government decision and affects nationwide. Microeconomics related to little picture […]
10 Ways To Save Money
Building a financial future – whether it’s your family future needs, your retirement or meeting up with your personal goals and achieving things you need all begins with saving. Saving is the ideal and most important way to secure your future financially. Saving money doesn’t only mean getting discounts on your purchases. It also means […]
