Rich To Do

Good Debt Ratio?

It is widely accepted that having debt can help us to grow our business, or in term of personal finances, it can assist to fulfil needs. Why this important to know the debt ratio? And also why we need to know whether is it falls into a good or bad category? The debt ratio commonly […]

Futures vs Forwards: What’s the Difference?

In the surface futures and forwards are both derivatives financial instruments. Despite it looks similar in nature, however, in term of technical details, futures and forward contracts are two very different financial products. The differences are not just in the way they function and trade but also serve completely different purposes from a trader’s perspective. […]

What You Need to Know about ROI

ROI or Return on Investment is performance measure used to compare efficient of a number different investment or to evaluate the efficiency of an investment. The amount of return on an investment relative to the investment’s cost is measured by ROI.  An investor cannot evaluate any investment, whether it’s a stock, bond, rental property, collectable […]

Make Money through Forex: Is it Possible?

The short and quick answer is yes. You can make money through forex trading is you can fulfil steps as follows. You need to equip yourself with sufficient knowledge, such as the forex trading basics, then choosing the trading system and continuously master it over the time, until you become a professional forex trader. Forex, […]

ROE: What and How to Calculate?

If we invest in a company, we want to know whether the company is growing. As the investor, we expected that the company continue growing so, we can get the share (even more share) on the fund that we invested in. We need to find the indicators that can give us idea and Return on […]

Making Money by Flipping Houses

House flipping is buying a house or property with the intent to sell it for a profit.  Can you make money doing this? Yes. Can you make a lot of money doing this? Yes. But you can also lose everything you own if you make a bad decision. Here are the major areas of flipping […]

What is the Formula for Calculating Earnings per Share or EPS?

In the financial world, earnings per share (EPS) is a commonly used phrase, particularly in the stock market. Earning per share represents a portion of a company’s profit that is allocated to one share of stock. Therefore, if you were to multiply the EPS by the total number of shares a company has, you would […]

What is the Difference Between APR and APY?

The two terms confusing concepts of Annual percentage rate (APR) and annual percentage yield (APY) often used a lot in banking and financial industry. Having the understanding of the difference of these two can assist you in making better and more informed financial decisions. Whenever comparing  APR vs. APY it refers to the periodic interest […]

Why a Company Might Issue a Stock Dividend?

A stock dividend is a dividend payment made in the form of additional shares rather than a cash payout, and it is also known as a “scrip dividend.” To exemplify, when a company declares a 15% stock dividend, this means that every shareholder receives an additional 15 shares for every 100 shares he already owns. […]